Privacy & Terms and Conditions

Privacy Policy

Your privacy is important to WiserBiz Consulting, so we've developed a Privacy Policy that covers how we collect, use, disclose, transfer, and store your information. Please take a moment to familiarize yourself with our privacy practices contact us if you have any questions.

Collection and Use of Personal Information
Personal information is data that can be used to uniquely identify or contact a single person.
You may be asked to provide your personal information anytime you are in contact with WiserBiz Consulting and it may be used consistent with this Privacy Policy. The information provided may be combined with other information to provide and improve our products, services, content, and advertising.

Here are some examples of the types of personal information WiserBiz may collect and how we may use it.

What personal information we collect
When you register on our website purchase a product, download digital content, register for training or participate in an online survey, we may collect a variety of information, including your name, email address, phone number, contact preferences, and general business information.

How we use your personal information
The personal information we collect allows us to keep you posted on WiserBiz's latest product announcements and upcoming events. If you don't want to be on our mailing list, you can opt out anytime by choosing opt-out option on content sent by us.

We also use personal information to help us develop, deliver, and improve our products, services, content, and advertising.

From time to time, we may use your personal information to send important notices, such as communications about purchases and changes to our terms, conditions, and policies. Because this information is important to your interaction with WiserBiz, you may not opt out of receiving these communications.

Cookies and Other Technologies
WiserBiz Consulting' websites, online services, email messages, and advertisements may use "cookies" and other technologies such as pixel tags and web beacons. These technologies help us better understand user behavior, tell us which parts of our website people have visited, and facilitate and measure the effectiveness of advertisements and campaigns. We treat information collected by cookies and other technologies as non-personal information. However, to the extent that Internet Protocol (IP) addresses or similar identifiers are considered personal information by local law, we also treat these identifiers as personal information. Similarly, to the extent that non-personal information is combined with personal information, we treat the combined information as personal information for the purposes of this Privacy Policy.

If you want to disable cookies you must disable them in the web browser you are using go to the web browser's preferences and then to the Security pane to disable cookies.

Disclosure to Third Parties
WiserBiz Consulting may share information with affiliates strictly as required for their role in the facilitation of transactions related to the sale of products and services. We do not share or sale personal information with/to any other third parties, except as outlined below.

It may be necessary − by law, legal process, litigation, and/or requests from public and governmental authorities within or outside your country of residence − for WiserBiz to disclose your personal information. We may also disclose information about you if we determine that for purposes of national security, law enforcement, or other issues of public importance, disclosure is necessary or appropriate.

We may also disclose information about you if we determine that disclosure is reasonably necessary to enforce our terms and conditions or protect our operations or users. Additionally, in the event of a reorganization, merger, or sale we may transfer any and all personal information we collect to the relevant third party.

Protection of Personal Information
WiserBiz takes precautions — including administrative, technical, and physical measures — to safeguard your personal information against loss, theft, and misuse, as well as against unauthorized access, disclosure, alteration, and destruction.

Our Company wide Commitment to Your Privacy
To make sure your personal information is secure, we communicate our privacy and security guidelines to WiserBiz's employees and strictly enforce privacy safeguards within the company.

Privacy Questions

If you have any questions or concerns about WiserBiz Consulting Privacy Policy or data processing, please contact us.

WiserBiz may update its Privacy Policy from time to time. When we change the policy in a material way, a notice will be posted on our website along with the updated Privacy Policy.

Terms & Conditions

Welcome to WiserBiz Consulting.com
WiserBiz Consulting provides web-based products and services subject to the following conditions. If you visit or purchase from any WiserBiz Consulting site including WiserBiz.com, you accept these conditions. Please read them carefully. In addition, when you use any current or future WiserBiz Consulting service or purchase products you will also be subject to the guidelines, terms and conditions ("Terms") applicable to such services or business. If these overall conditions are inconsistent with specific product or service Terms, the specific Terms will prevail.

Electronic Communications
When you visit WiserBiz Consulting.com or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on this site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirements of such communications being in writing.

Disclaimer of Warranties
All services and information are provided "as is." WiserBiz Consulting disclaims all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose and non-infringement. WiserBiz Consulting does not make any warranty that the WiserBiz Consulting website or reports will be error free or that access thereto will be continuous or uninterrupted. You understand that you download from, or otherwise obtain content or services through, the WiserBiz Consulting website at your own discretion and risk.

Limitation of Liability
In no event will WiserBiz Consulting, be liable with respect to any subject matter of this Agreement under any contract, tort, negligence, strict liability or other legal or equitable theory for: (i) any special, incidental or consequential damages; (ii) the cost of procurement or substitute products or services; or (iii) for interruption of use or loss or corruption of data. WiserBiz Consulting shall have no liability for any failure or delay due to matters beyond their reasonable control. The foregoing shall not apply to the extent prohibited by applicable law.

Use of Goods and Services

You agree that use of any WiserBiz Consulting products or services is limited to direct use by you, your company or official representative in context of doing business with the federal government. At no time does WiserBiz Consulting allow for the resale, distribution or licensing of products or services by any third party or purchaser.

General Representation and Warranty
You represent and warrant that (i) your use of the WiserBiz Consulting website will be in strict accordance with the WiserBiz Consulting Privacy Policy, with this Agreement and with all applicable laws and regulations (including without limitation any local laws or regulations in your country, state, city, or other governmental area, regarding online conduct and acceptable content, and including all applicable laws regarding the transmission of technical data exported from or imported into the United States or the country in which you reside) and (ii) your use of the website will not infringe or misappropriate the intellectual property rights of any third party.

Indemnification
You agree to indemnify and hold harmless WiserBiz Consulting, its contractors, licensors, and their respective directors, officers, employees, agents and affiliates from and against any and all claims and expenses, including attorneys' fees, arising out of your use of the WiserBiz Consulting website or services, including but not limited to anything arising out of your violation this Agreement. All contents of reports are based on information reported by other sources. WiserBiz Consulting is not responsible for inaccurate information reported.

Miscellaneous
This Agreement constitutes the entire agreement between WiserBiz Consulting and you concerning the subject matter hereof, and may only be modified by a written amendment signed by an authorized executive of WiserBiz Consulting, or by the posting by WiserBiz Consulting of a revised version. Except to the extent applicable law, if any, provides otherwise, this Agreement, any access to or use of the Website will be governed by the laws of the Commonwealth of California, U.S.A., excluding its conflict of law provisions, and the proper venue for any disputes arising out of or relating to any of the same will be the state and federal courts located in Santa Clara County, California. The Uniform Computer Information Transactions Act (UCITA) shall not apply to this Agreement. Except for claims for injunctive or equitable relief or claims regarding intellectual property rights (which may be brought in any competent court without the posting of a bond), any dispute arising under this Agreement shall be finally settled in accordance with the Rules of the American Arbitration Association ("AAA") by three arbitrators appointed in accordance with such Rules. The arbitration shall take place in Santa Clara County, California, in the English language and the arbitral decision may be enforced in any court of competent jurisdiction. If any part of this Agreement is held invalid or unenforceable, that part will be construed to reflect the parties' original intent, and the remaining portions will remain in full force and effect. A waiver by either party of any term or condition of this Agreement or any breach thereof, in any one instance, will not waive such term or condition or any subsequent breach thereof. You may assign your rights under this Agreement to any party that consents to, and agrees to be bound by, its terms and conditions; WiserBiz Consulting may assign its rights under this Agreement without condition. This Agreement will be binding upon and will inure to the benefit of the parties, their successors and permitted assigns.

Copyright
All Rights Reserved. All products created by WiserBiz Consulting are considered intellectual property and cannot be used in any other context than provided for under the terms of purchase.

Refunds
No Refunds for any purchases.

Alleged Violations
We reserve the right to terminate the use of products and services, including the website www.WiserBiz Consulting.com to preserve the quality and integrity of the service to all customers. No refunds for termination due to misuse.

Affiliate Sites
We may work with affiliates in the dissemination of information, products and services. You agree to indemnify and hold harmless WiserBiz Consulting, for any content or information on affiliate sites.

Legal Advice
WiserBiz Consulting is not a law firm, nor does it employ licensed attorneys for the production of our services or products. As such, our products and services do not constitute legal advice and should be used as a supplement to advice received from a licensed attorney. By using and/or purchasing our products and services, you acknowledge and agree to this disclosure.

If you have any questions or concerns regarding our Privacy or Terms & Conditions Policies, please contact us.

Last updated: October 2011